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WOMEN WEALTH ACADEMY 55

Refund Policy

Important information about refunds, cancellations, and digital product purchases.

Last Updated: October 20, 2026

01

Introduction

Welcome to the Refund Policy of Women Wealth Academy 55 (“WWA55,” “we,” “our,” or “us”), a digital education and marketing brand operated by Grace Digital Catalyst, LLC, a limited liability company registered in the State of Wyoming, United States.

This Refund Policy provides general information about refunds, cancellations, digital product purchases, and the procedures available to customers who purchase eligible products or services directly from Grace Digital Catalyst, LLC.

Women Wealth Academy 55 may offer original digital products, educational guides, e-books, booklets, templates, downloadable resources, and other digital materials. We may also promote or provide access to educational programs, courses, and digital products offered by independent third-party providers.

Purpose of This Refund Policy

The purpose of this policy is to explain how refund-related matters are addressed, identify the distinction between direct purchases and third-party transactions, and help customers understand where to find the conditions applicable to a particular purchase.

Refund eligibility may depend on the product or service purchased, the identity of the seller, the terms disclosed before purchase, the circumstances of the transaction, and applicable consumer protection laws.

Products Sold Directly by Grace Digital Catalyst, LLC

When Grace Digital Catalyst, LLC is the seller of a digital product or service, refund requests will be evaluated in accordance with the applicable purchase conditions, this Refund Policy, and any mandatory rights or remedies established by law.

Product-specific terms, where applicable, should be made available to customers before completing a purchase.

The use of an independent storefront or payment processing platform does not, by itself, change the identity or legal responsibilities of the seller.

Third-Party Products and Programs

Women Wealth Academy 55 may feature or recommend products and educational programs developed or sold by independent third-party providers.

When a customer purchases directly from an independent seller, refund and cancellation requests are generally governed by that seller's applicable policies and legal obligations.

Customers should review the identity of the seller and the relevant purchase conditions before completing a transaction.

Any responsibility arising from representations or conduct attributable to Women Wealth Academy 55 remains subject to applicable law.

Digital Delivery and Access

Digital products may be delivered electronically through download links, email, member portals, online learning platforms, or other digital delivery methods.

The delivery of a digital product does not automatically eliminate refund, cancellation, or other statutory consumer rights.

Any applicable limitations, eligibility requirements, or product-specific conditions must be communicated in accordance with relevant legal requirements.

Commitment to Transparency

Women Wealth Academy 55 aims to provide clear information about product purchases, refund procedures, and applicable customer rights.

We encourage customers to review the relevant product description, purchase conditions, and available refund information before completing a transaction.

Nothing in this Refund Policy is intended to exclude, restrict, or modify consumer rights or legal remedies that cannot lawfully be waived.

For questions about a purchase or refund-related matter, customers may contact us through our official Contact page:

https://womenwealthacademy55.com/contact/

02

Scope of This Refund Policy

This Refund Policy applies to eligible purchases of digital products and services for which Grace Digital Catalyst, LLC, operating under the brand Women Wealth Academy 55, is the identified seller or contracting party.

It also explains how refund-related inquiries involving products promoted through Women Wealth Academy 55 may be handled when an independent third party is responsible for the sale.

The application of this policy depends on the identity of the seller, the nature of the product or service, the purchase conditions disclosed to the customer, and applicable consumer protection laws.

Purchases Made Directly From Women Wealth Academy 55

This Refund Policy applies to products and services sold directly by Grace Digital Catalyst, LLC, including, where offered:

• Original digital booklets, e-books, and educational guides.

• Downloadable templates, worksheets, and digital resources.

• Educational materials and other digital products developed or sold by our company.

• Other products or services for which Grace Digital Catalyst, LLC is expressly identified as the seller.

Any product-specific refund conditions will be communicated through the relevant product page, checkout process, or applicable purchase agreement.

Purchases Through Our Digital Storefront

Women Wealth Academy 55 operates a digital storefront accessible at:

https://store.womenwealthacademy55.com/

Our storefront may display products sold directly by Grace Digital Catalyst, LLC as well as products offered by independent third-party providers.

The use of Beacons or another e-commerce platform does not, by itself, determine who is legally responsible for a transaction.

If Grace Digital Catalyst, LLC is the seller, our applicable refund conditions and legal obligations govern the purchase, even when a third-party platform processes the payment.

If an independent provider is the seller, that provider's applicable terms and refund procedures generally govern the transaction, subject to applicable law.

Third-Party Products and Affiliate Purchases

Some products, courses, software services, and educational programs featured through Women Wealth Academy 55 may be offered through affiliate links, referral partnerships, or independently operated sales platforms.

When a customer purchases directly from a third-party seller, the transaction is generally subject to that seller's purchase conditions, refund policy, cancellation rules, and applicable legal obligations.

Women Wealth Academy 55 does not automatically become the seller of a third-party product merely because we recommend, advertise, or link to it.

However, this distinction does not exclude responsibilities that may arise from our own representations, promotional conduct, or other obligations under applicable law.

Master Resell Rights (MRR) Products

Certain digital products and educational programs associated with Women Wealth Academy 55 may include Master Resell Rights (MRR) or other contractual resale permissions.

The presence of MRR does not, by itself, determine whether a product is refundable.

Refund eligibility depends on the actual seller, the applicable purchase terms, the relevant licensing agreement, and any mandatory consumer rights.

Where Grace Digital Catalyst, LLC sells an MRR product directly, our obligations as seller remain subject to applicable law and the conditions properly disclosed for that transaction.

Where the product is purchased directly from an independent provider, the provider's applicable refund procedures generally apply.

Free Educational Resources

Women Wealth Academy 55 may make certain educational materials available without charge, including free guides, downloadable resources, newsletters, and blog content.

Because these resources are provided without a purchase payment, they generally do not involve a purchase-price refund.

However, their availability and use may be subject to applicable website terms, privacy practices, or specific conditions communicated when the resource is provided.

This does not affect any legal rights that may apply independently of payment.

Subscriptions and Recurring Services

If Women Wealth Academy 55 introduces paid subscriptions, memberships, installment arrangements, or other recurring services, the applicable billing frequency, renewal conditions, cancellation procedures, and refund terms will be disclosed in connection with the relevant offering.

This policy does not imply that all such services are currently offered.

Any recurring payment arrangement must comply with applicable laws concerning billing authorization, renewal disclosures, cancellation, and consumer rights.

Product-Specific Terms and Disclosures

Certain products or services may be subject to additional purchase conditions, refund eligibility requirements, or cancellation procedures.

These conditions must be presented clearly and in accordance with applicable law before the customer completes a purchase.

Product-specific terms cannot eliminate mandatory legal rights or remedies.

Where an inconsistency arises between a product-specific term and a legal requirement that cannot be waived, the applicable legal requirement will prevail.

Geographic and Consumer Protection Considerations

Women Wealth Academy 55 primarily addresses audiences in the United States and Canada, although visitors from other jurisdictions may access our website.

Refund, cancellation, and consumer protection rights may vary depending on the customer's location, the seller, the nature of the transaction, and other legally relevant circumstances.

Nothing in this Refund Policy is intended to exclude or restrict statutory rights that cannot lawfully be waived.

Matters Outside the Scope of This Policy

This Refund Policy does not automatically govern purchases made under contracts exclusively between customers and independent third-party seller.

It also does not replace the applicable terms of payment processors, marketplace providers, educational platforms, or other independent services where those terms govern matters within the provider's responsibility.

However, the use of such services does not remove legal obligations that belong to Grace Digital Catalyst, LLC when it acts as the seller.

Customer Questions About Policy Applicability

If you are uncertain whether your purchase is covered by this Refund Policy, you may contact Women Wealth Academy 55 through our official Contact page:

https://womenwealthacademy55.com/contact/

Please identify the product and, where appropriate, provide relevant transaction information so that we can help determine the appropriate contact or refund procedure.

Do not submit passwords, full payment card numbers, or unnecessary sensitive information through our contact form.

03

Digital Products and Refund Eligibility

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, may sell digital products and educational resources, including e-books, booklets, guides, templates, downloadable materials, and other electronically delivered content.

Refund eligibility for products sold directly by Grace Digital Catalyst, LLC depends on the applicable purchase conditions, the nature of the product, the circumstances of the transaction, and any mandatory consumer protection rights.

Digital Products and Electronic Delivery

Digital products may be delivered through downloadable files, email links, online learning platforms, member portals, or other electronic delivery methods.

Unlike physical products, digital materials may become accessible immediately after payment or fulfillment.

However, the digital nature of a product, immediate delivery, or access to downloadable content does not automatically eliminate a customer's statutory refund, cancellation, or other consumer rights.

Refund Eligibility for Direct Purchases

When Grace Digital Catalyst, LLC is the identified seller, refund requests will be evaluated according to the conditions disclosed for the relevant product and applicable law.

Depending on the circumstances, a customer may be entitled to a refund or another appropriate remedy when:

• A payment was charged incorrectly or duplicated.

• A purchased digital product was not delivered as agreed.

• A technical problem prevents access to the purchased product and cannot be reasonably resolved.

• The product materially differs from its description or representations made before purchase.

• The product is defective or does not conform to applicable contractual or statutory requirements.

• A cancellation, refund, or other remedy is required by applicable consumer protection law.

These examples are not exhaustive, and the appropriate remedy will depend on the circumstances and applicable legal requirements.

Product-Specific Refund Conditions

Some digital products may have refund conditions established specifically for the relevant offer.

Where applicable, those conditions will be communicated clearly through the product page, checkout process, or purchase agreement before the customer completes the transaction.

Product-specific terms may address refund eligibility, applicable deadlines, procedures, access conditions, or other legally permissible requirements.

Any restrictions must comply with applicable law and cannot eliminate mandatory consumer rights.

Downloaded or Accessed Digital Content

Downloading, accessing, or using a digital product may be relevant to refund eligibility under the applicable purchase terms and consumer protection laws.

However, downloading or accessing digital content does not automatically eliminate every legal right to request a refund or another remedy.

Where a jurisdiction requires specific disclosures, acknowledgments, or consent before certain cancellation rights may be affected, those requirements must be satisfied.

Change-of-Mind Refund Requests

Requests based solely on a change of mind may be subject to the refund conditions expressly disclosed for the particular product and any applicable statutory cancellation rights.

Women Wealth Academy 55 does not establish a universal change-of-mind refund period through this section.

Where a voluntary refund guarantee is offered for a particular product, its conditions and duration will be stated in the relevant purchase information.

The absence of a voluntary refund guarantee does not eliminate statutory rights or remedies.

Promotional Offers and Discounted Products

Digital products purchased through promotional offers, discounts, or special campaigns may be subject to the terms communicated for the relevant promotion.

Any applicable refund restrictions or eligibility requirements must be disclosed in accordance with applicable law.

A discounted purchase does not automatically eliminate consumer rights that cannot legally be waived.

Incorrect or Duplicate Charges

Customers who believe that they have been charged incorrectly or more than once for a product sold directly by Grace Digital Catalyst, LLC may contact us to request a review.

We may request reasonable transaction details to identify the purchase and investigate the reported issue.

Where an incorrect or duplicate charge is confirmed, the matter will be addressed in accordance with applicable legal requirements and the circumstances of the transaction.

Product Description and Conformity

We aim to provide accurate descriptions of digital products sold directly by our company, including relevant information about their content, format, delivery, and intended use.

If a purchased product materially fails to conform to its description or applicable legal requirements, customers may have rights to a correction, replacement, refund, or another appropriate remedy.

The availability of a particular remedy will depend on applicable law and the nature of the issue.

Refund Decisions and Applicable Law

Refund requests will be reviewed in accordance with the applicable product terms, relevant transaction information, and mandatory consumer protection requirements.

We will not rely on this Refund Policy to deny rights or remedies that cannot lawfully be excluded.

Nothing in this section guarantees approval of every refund request or establishes a general refund period for all digital products.

How to Request Assistance

If you have a question about refund eligibility for a product purchased directly from Grace Digital Catalyst, LLC, please contact us through our official Contact page:

https://womenwealthacademy55.com/contact/

Where possible, include the product name, purchase date, order reference, and a brief explanation of the issue.

For security purposes, please do not submit passwords, full payment card numbers, or other unnecessary sensitive information.

Additional information about submitting refund requests is provided in Section 04 of this Refund Policy.

04

Refund Requests and Procedures

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, provides a contact channel for customers who wish to request a refund, report a payment concern, or obtain assistance with a digital product purchased directly from our company.

Refund requests are reviewed according to the applicable product-specific purchase conditions, the circumstances of the transaction, and relevant consumer protection laws.

How to Submit a Refund Request

If you purchased a product directly from Grace Digital Catalyst, LLC and wish to request a refund, please contact us through our official Contact page:

https://womenwealthacademy55.com/contact/

When submitting your inquiry, please indicate that your request concerns a refund or purchase-related issue.

We encourage customers to provide sufficient information to identify the transaction and understand the reason for the request.

Information We May Request

To review a refund request, we may ask for relevant details, including:

• The name of the product or service purchased.

• The approximate date of purchase.

• The order number or transaction reference, if available.

• The email address associated with the purchase.

• A brief description of the reason for requesting a refund.

• Relevant information about any delivery, access, billing, or technical issue.

We will seek only information reasonably necessary to review and process the request.

For security reasons, customers should not submit passwords, complete payment card numbers, or unnecessary sensitive personal information.

Verification of Purchase

Before processing a refund, we may need to verify that the transaction was completed with Grace Digital Catalyst, LLC and that the person submitting the request is authorized to act in relation to the purchase.

Verification may involve reviewing order records, payment confirmations, delivery information, or other relevant transaction details.

Any verification procedures will be conducted in accordance with applicable privacy and consumer protection requirements.

Review of Refund Eligibility

Once sufficient information is available, we will assess the request in light of:

• The identity of the seller responsible for the transaction.

• The product or service purchased.

• The refund conditions disclosed at the time of purchase.

• The circumstances and reasons provided by the customer.

• Any relevant delivery or access issues.

• Applicable statutory cancellation, refund, or other consumer rights.

We may request additional information where reasonably necessary to resolve a particular issue.

We will not impose unnecessary requirements that unlawfully prevent customers from exercising their rights.

Processing and Communication

We aim to review refund requests fairly and communicate the outcome within a reasonable period.

Where applicable law establishes a specific response or refund deadline, we will comply with that requirement.

If a refund is approved or legally required, we will arrange for the appropriate amount to be returned through a suitable payment method, subject to applicable law and payment processing requirements.

The time required for funds to appear in a customer's account may depend on the payment provider, financial institution, and transaction method.

Original Payment Method

Where appropriate and consistent with applicable law, approved refunds will generally be returned through the original payment method used for the purchase.

If a refund cannot reasonably be completed through that method, we may coordinate an alternative lawful refund arrangement.

Customers will not be required to accept an alternative refund method where applicable law provides otherwise.

Incorrect or Duplicate Charges

If you believe that a payment was processed incorrectly or that you were charged more than once for the same purchase, please provide the relevant transaction information through our Contact page.

We will review the reported issue and, where an incorrect or duplicate charge is confirmed, take appropriate corrective action in accordance with applicable law.

Product Delivery or Access Problems

If your refund request relates to a missing download, inaccessible file, broken delivery link, or other technical issue, we may first attempt to identify and resolve the problem.

Possible solutions may include providing updated access instructions, correcting a delivery error, or supplying a functioning copy of the purchased digital product.

Where applicable law or the purchase agreement entitles the customer to a refund or other remedy, an attempt to resolve a technical issue will not eliminate that entitlement.

Requests Involving Third-Party Sellers

If a product was purchased directly from an independent third-party seller, the relevant seller or transaction platform will generally be responsible for reviewing refund requests.

Women Wealth Academy 55 may help identify the appropriate provider when sufficient information is available.

However, referring a customer to a third-party seller does not remove any legal responsibility arising from our own conduct or representations.

Refund Decisions and Customer Rights

Refund requests may be approved, denied, or resolved through another appropriate remedy depending on the product-specific terms and applicable law.

Where a request is denied, we aim to explain the relevant basis for that decision.

A denial under a voluntary refund policy does not eliminate statutory cancellation rights or remedies that may apply to the transaction.

Nothing in this section limits a customer's right to raise a legitimate payment dispute, report a concern to a competent authority, or exercise other legally available remedies.

Privacy and Handling of Refund

InformationInformation submitted in connection with refund requests may be used to verify purchases, assess eligibility, communicate with customers, process payments, maintain appropriate business records, and comply with applicable legal obligations.

Personal information will be handled in accordance with our Privacy Policy and applicable data protection requirements.

For additional information, please review:

https://womenwealthacademy55.com/privacy-policy/

Further Assistance

Customers who have questions about refund procedures, purchase eligibility, or unresolved transaction concerns may contact Women Wealth Academy 55 through our official Contact page:

https://womenwealthacademy55.com/contact/

05

Defective Products and Access Issues

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, aims to provide customers with digital products that are accessible, accurately described, and delivered in accordance with the applicable purchase conditions.

We recognize that technical difficulties, delivery errors, or product defects may occasionally affect access to digital materials purchased directly from our company.

This section explains how customers may report such issues and the types of assistance or remedies that may be available.

Digital Product Delivery Issues

Digital products sold directly by Grace Digital Catalyst, LLC may be delivered through downloadable files, email links, online platforms, or other electronic delivery methods.

If a customer does not receive a purchased product or the necessary access instructions, we encourage them to contact us through our official Contact page.

We may review relevant transaction records and delivery information to identify and resolve the issue.

Where appropriate, we may provide updated download links, resend access instructions, or take other reasonable steps to complete delivery.

Defective or Corrupted Digital Files

A digital product may occasionally contain a technical defect that affects its intended use.

Examples may include:

• A downloadable file that is corrupted or cannot be opened.

• A document that is incomplete or missing material content.

• A download link that does not function as intended.

• A file delivered in a format materially different from the format described before purchase.

• A technical defect that prevents the customer from accessing the purchased material.

Customers experiencing these issues may contact us with a description of the problem and relevant purchase information.

Troubleshooting and Technical Assistance

When a technical problem is reported, we may offer reasonable troubleshooting assistance to help identify its cause.

Depending on the circumstances, assistance may include:

• Providing instructions for accessing or downloading the product.

• Issuing a replacement download link.

• Delivering a corrected or functional copy of the purchased file.

• Verifying whether the purchase was completed successfully.

• Reviewing access problems associated with a digital delivery platform.

Technical troubleshooting will not be used to unlawfully delay or deny refunds, cancellations, or other remedies required by applicable law.

Products That Do Not Match Their Description

We aim to ensure that products sold directly by Grace Digital Catalyst, LLC are described accurately.

If a purchased product materially differs from its advertised description, stated format, included materials, or other express commitments, the customer may be entitled to an appropriate remedy under the applicable purchase agreement or consumer protection laws.

Depending on the circumstances and relevant law, a remedy may include correction, replacement, a refund, or another legally available resolution.

Incomplete or Incorrect Product Delivery

If a customer receives the wrong product, an incomplete digital package, or files that do not correspond to the purchase, we encourage them to report the issue.

After reviewing the transaction, we may provide the correct materials, complete any missing delivery, or offer another appropriate remedy.

Where a refund or other remedy is legally required, the customer will retain that right.

Compatibility and Technical Requirements

Certain digital products may require compatible software, devices, applications, or internet access.

Where material technical requirements apply to a product sold directly by Grace Digital Catalyst, LLC, we aim to communicate those requirements clearly before purchase.

Customers are encouraged to review the stated product format and compatibility information before completing a transaction.

However, compatibility limitations or technical requirements will not be used to exclude statutory rights arising from inaccurate descriptions, defective products, or other circumstances covered by applicable law.

Third-Party Platforms and Delivery Providers

Some digital products may be delivered through independent e-commerce platforms, online learning systems, or other third-party technology providers.

If Grace Digital Catalyst, LLC is the seller, the involvement of a third-party delivery platform does not automatically remove our responsibilities under the applicable purchase agreement or law.

If the product was purchased directly from an independent third-party seller, that seller will generally be responsible for resolving delivery or access issues associated with its transaction.

Any responsibility arising from our own conduct or representations remains subject to applicable law.

When a Refund May Be Appropriate

If a product sold directly by Grace Digital Catalyst, LLC cannot be delivered as agreed, contains a material defect, or does not conform to applicable contractual or legal requirements, a refund or another remedy may be appropriate or legally required.

The availability and timing of a particular remedy will depend on the circumstances, the applicable purchase terms, and relevant consumer protection laws.

An attempt to repair or replace a defective product does not eliminate any right to a refund or another remedy where the law provides otherwise.

How to Report an Issue

Customers experiencing delivery problems, defective files, or difficulties accessing products purchased directly from Grace Digital Catalyst, LLC may contact us at:

https://womenwealthacademy55.com/contact/

When possible, please provide:

• The name of the purchased product.

• The approximate date of purchase.

• The order number or transaction reference, if available.

• The email address associated with the purchase.

• A description of the technical or delivery issue.

• Any relevant error message or other information that may help us investigate the problem.

For privacy and security reasons, please do not include passwords, full payment card numbers, or unnecessary sensitive personal information.

Customer Rights and Fair Resolution

We aim to address legitimate product defects, delivery failures, and access concerns fairly and in accordance with applicable law.

Nothing in this section limits mandatory consumer rights, statutory warranties, cancellation rights, or remedies that cannot lawfully be waived.

Where a customer is legally entitled to a refund, replacement, correction, or another remedy, the applicable legal requirement will prevail over any inconsistent policy provision.

06

Third-Party Products and Purchases

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, may feature, recommend, or promote digital products, educational programs, online courses, software services, and other offerings sold or provided by independent third-party businesses.

Some products featured through our website, digital storefront, email communications, or promotional materials may be purchased directly from these independent providers.

This section explains how refund requests and purchase-related concerns involving third-party products are generally handled.

Independent Third-Party Sellers

Certain products and services promoted through Women Wealth Academy 55 are owned, sold, or delivered by independent third-party companies or individuals.

When a customer purchases directly from an independent seller, that seller is generally responsible for fulfilling its contractual obligations, including applicable product delivery, customer support, cancellation, and refund requirements.

The relevant seller's purchase agreement, refund policy, and applicable consumer protection laws generally govern the transaction.

Identifying the Seller

Before completing a purchase, customers should review the identity of the business responsible for selling the product or service.

The seller may be identified through the product page, checkout process, payment confirmation, receipt, or applicable purchase agreement.

The presence of a product on a Women Wealth Academy 55 website or digital storefront does not necessarily mean that Grace Digital Catalyst, LLC is the seller.

However, when Grace Digital Catalyst, LLC is the identified seller, our responsibilities are not eliminated merely because another platform processes payment or delivers the product.

Purchases Through Affiliate Links

Women Wealth Academy 55 may participate in affiliate marketing programs and receive commissions or other compensation when customers purchase eligible products through referral links.

An affiliate relationship does not, by itself, establish that Grace Digital Catalyst, LLC is the seller of the promoted product.

When a purchase is completed directly with an independent seller, refund requests are generally handled through that seller's designated procedures.

Our receipt of affiliate compensation does not automatically transfer the seller's contractual refund obligations to Grace Digital Catalyst, LLC.

Nevertheless, we remain responsible for our own advertising, representations, and other obligations under applicable law.

Purchases Through Beacons and Other Platforms

Our digital storefront is accessible at:

https://store.womenwealthacademy55.com/

Products displayed through Beacons or other sales platforms may have different sellers, checkout procedures, delivery arrangements, and refund conditions.

The platform used to facilitate a transaction does not independently determine the identity of the seller.

If Grace Digital Catalyst, LLC sells a product directly through Beacons, our applicable refund obligations continue to apply.

If a customer is redirected to a purchase process operated by an independent seller, the seller's applicable conditions generally govern that transaction, subject to applicable law.

Third-Party Refund and Cancellation Policies

Independent sellers may establish product-specific refund conditions, cancellation procedures, eligibility requirements, and customer support channels.

These conditions may vary depending on the product, seller, jurisdiction, and nature of the purchase.

Customers should review the applicable terms before completing a transaction.

A third-party policy cannot lawfully eliminate mandatory consumer rights or remedies that apply to the relevant purchase.

Third-Party Digital Courses and Educational Programs

Some independent providers may offer digital courses, memberships, educational programs, software subscriptions, or access to online learning platforms.

These offerings may involve additional terms concerning access periods, recurring payments, cancellations, digital delivery, or licensing rights.

Refund eligibility and procedures depend on the responsible seller, the applicable purchase agreement, and relevant law.

Women Wealth Academy 55 does not establish a universal refund policy for all independently operated educational programs.

Master Resell Rights (MRR) Products

Certain products promoted through Women Wealth Academy 55 may include Master Resell Rights or other defined resale permissions.

The existence of resale rights does not automatically determine refund eligibility or eliminate consumer protection rights.

When an MRR product is purchased directly from an independent provider, that provider's applicable refund terms and legal obligations generally govern the purchase.

When Grace Digital Catalyst, LLC is the direct seller, our applicable purchase conditions and legal responsibilities govern the transaction.

The specific treatment of MRR products is discussed further in Section 07 of this Refund Policy.

Third-Party Payment and Delivery Issues

If a customer experiences an incorrect charge, missing product, access difficulty, or other purchase-related issue involving an independent seller, the relevant seller or transaction platform may be the appropriate first point of contact.

Customers should retain relevant purchase records, payment confirmations, and communications that may assist in resolving the issue.

Where appropriate, Women Wealth Academy 55 may help identify the relevant provider or direct the customer to the applicable support channel.

Such assistance does not constitute an assumption of every contractual obligation belonging to the independent seller.

Our Own Representations and Responsibilities

Although certain products are sold by independent third parties, Women Wealth Academy 55 remains responsible for its own conduct and representations to the extent required by applicable law.

This may include legal obligations concerning truthful advertising, affiliate disclosures, endorsements, and statements about products or business opportunities.

We will not rely on the existence of a third-party seller to exclude liability that applicable law assigns to Grace Digital Catalyst, LLC.

Customer Rights and Independent Remedies

Customers may have statutory refund, cancellation, payment dispute, or other consumer protection rights depending on their jurisdiction and the circumstances of the transaction.

Nothing in this Refund Policy prevents customers from exercising rights against the appropriate seller, payment provider, or other legally responsible party.

Nor does this policy restrict any remedy that cannot lawfully be waived.

Contacting Women Wealth Academy 55

If you are uncertain whether your purchase was made directly from Grace Digital Catalyst, LLC or an independent third-party seller, you may contact us through our official Contact page:

https://womenwealthacademy55.com/contact/

Where possible, please provide the product name, approximate purchase date, and relevant order information.

We may review the information available to us and, where appropriate, help identify the responsible seller or relevant support channel.

Please do not submit passwords, full payment card numbers, or unnecessary sensitive personal information through our contact form.

07

Master Resell Rights (MRR) Products

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, may promote, distribute, or sell digital products and educational programs that include Master Resell Rights (MRR) or other specific resale permissions.

These products may be subject to licensing agreements, purchase conditions, and refund policies established by the relevant product owner, authorized licensor, or seller.

The availability of Master Resell Rights does not, by itself, determine whether a purchase is eligible for a refund.

Understanding Master Resell Rights

Master Resell Rights generally refer to contractual permissions that allow an authorized purchaser or licensee to resell a particular digital product under defined conditions.

The exact scope of these rights depends on the applicable licensing agreement.

Depending on the product, permitted activities may include resale or the transfer of specified resale permissions to subsequent purchasers.

MRR does not automatically transfer ownership of the underlying intellectual property or grant unrestricted permission to modify, reproduce, distribute, or rebrand a product.

MRR Products Sold Directly by Our Company

When Grace Digital Catalyst, LLC is the identified seller of an MRR product, refund requests are evaluated according to the applicable purchase conditions, relevant licensing agreement, this Refund Policy, and mandatory consumer protection laws.

Any product-specific refund restrictions or eligibility requirements must be communicated clearly before purchase and must comply with applicable law.

The fact that a product includes resale permissions does not automatically remove our legal responsibilities as the seller.

MRR Products Sold by Independent Providers

Some MRR products or educational programs featured through Women Wealth Academy 55 may be sold directly by independent third-party providers.

When the transaction is completed with an independent seller, that seller's applicable purchase conditions, refund procedures, and legal obligations generally govern the purchase.

Women Wealth Academy 55 does not automatically become the seller merely because we promote or recommend the product.

However, we remain responsible for our own advertising, representations, and other obligations to the extent required by applicable law.

Digital Access and License Activation

Certain MRR products may provide immediate access to digital course materials, downloadable resources, member portals, or resale permissions following purchase.

Accessing educational content, downloading materials, or activating a resale license may be relevant to refund eligibility under the applicable purchase agreement and consumer protection laws.

However, access or activation does not automatically eliminate all statutory cancellation, refund, or other consumer rights.

Where a jurisdiction requires specific disclosures, acknowledgments, or consent before certain rights may be affected, those requirements must be satisfied.

Product-Specific Refund Conditions

Different MRR products may be subject to different refund terms.

Where Grace Digital Catalyst, LLC is the seller, applicable conditions must be presented clearly in connection with the relevant offer and before the purchase is completed.

These conditions may address voluntary refund guarantees, eligibility periods, digital access, license activation, or other legally permissible requirements.

Women Wealth Academy 55 does not establish a universal no-refund rule for all MRR products through this section.

Any mandatory legal right or remedy will prevail over an inconsistent product-specific restriction.

Defective Products and Access Problems

If a customer purchases an MRR product directly from Grace Digital Catalyst, LLC and experiences a delivery failure, material product defect, or access problem, we encourage the customer to contact us.

Depending on the circumstances, we may provide corrected access, replacement materials, technical assistance, a refund, or another appropriate remedy.

Where a particular remedy is required by applicable law, the customer's entitlement will not be eliminated solely because the product includes resale rights.

Refunds and Resale License Permissions

If a refund is granted for a product that includes resale permissions, the consequences for continued product access and licensing rights will depend on the applicable license, purchase agreement, and law.

Where legally and contractually permitted, a completed refund may result in the termination of the purchaser's future rights to use, distribute, or resell the relevant product.

Such consequences must be consistent with the applicable contractual terms and any mandatory consumer rights.

A refund does not automatically resolve questions involving products that the purchaser may already have resold or rights lawfully granted to third parties.

These circumstances may require review under the specific licensing agreement.

Previous Sales and Third-Party Customers

Purchasers who have exercised resale permissions may have entered into separate transactions with their own customers.

The rights and responsibilities associated with those transactions depend on the applicable licensing agreement, the identity of each seller, and relevant law.

A refund between the original purchaser and the relevant seller does not automatically cancel independent customer rights or erase obligations arising from previous transactions.

Women Wealth Academy 55 does not establish universal rules for these situations without reference to the relevant product license.

Income and Earnings Expectations

Obtaining Master Resell Rights does not guarantee customer demand, product sales, commissions, profits, or recovery of the purchase price.

A customer's inability to generate anticipated earnings does not, by itself, determine refund eligibility.

However, this provision does not limit rights or remedies that may arise from misleading advertising, inaccurate product representations, contractual commitments, or applicable consumer protection laws.

For further information concerning income-related representations, please review our Income Disclosure:

https://womenwealthacademy55.com/income-disclosure/

Reviewing the Product License Before Purchase

Before purchasing an MRR product or educational program, customers should carefully review:

• The identity of the seller and the product owner or licensor.

• The purchase price and any additional charges.

• The scope and limitations of the resale permissions.

• Any conditions concerning pricing, branding, modification, or distribution.

• The applicable refund and cancellation terms.

• The procedures for receiving and accessing the product.

• Any restrictions or consequences associated with refunds or license termination.

• Any legally required disclosures concerning the nature of the business opportunity.

Questions and Refund Requests

Customers who purchase an MRR product directly from Grace Digital Catalyst, LLC may submit refund-related inquiries through our official Contact page:

https://womenwealthacademy55.com/contact/

Please provide the product name, approximate purchase date, available order reference, and a brief description of the concern.

For products purchased directly from independent sellers, customers should generally contact the seller responsible for the transaction.

Nothing in this section excludes or restricts statutory consumer rights, legally enforceable remedies, or responsibilities that cannot lawfully be waived.

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Data Security

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, recognizes the importance of protecting the personal information entrusted to us by website visitors, subscribers, and individuals who communicate with our business.

We take reasonable measures designed to protect personal information against unauthorized access, accidental loss, misuse, alteration, and unauthorized disclosure.

Website and Hosting Security

Our website operates on WordPress and is hosted through Namecheap, which provides website hosting infrastructure and associated technical security features.

We use available website security and maintenance measures to support the reliability and protection of our digital infrastructure. These measures may include secure connections, software updates, access controls, hosting-level security protections, and website backups, as applicable.

Access to Personal Information

We seek to limit access to personal information to authorized individuals and service providers who require access for legitimate business purposes.

Access to website administration, subscriber information, and communications is managed through the accounts and security features available within the relevant platforms.

Third-Party Service Providers

We rely on third-party providers, including website hosting and email marketing services, to support our business operations.

These providers maintain their own security practices and are responsible for the safeguards applicable to the systems and services they operate.

We evaluate our use of third-party services in light of our operational needs and applicable privacy requirements.

Email Communications and Data Transmission

Information submitted through our website forms may be transmitted to our authorized communication and email marketing services.

Although we take reasonable precautions when handling personal information, electronic transmissions and online systems cannot be guaranteed to be completely secure.

Security Incidents

If we become aware of a security incident involving personal information, we will assess the circumstances and take appropriate action, including notifying affected individuals or relevant authorities when required by applicable law.

Limitations of Online Security

No website, online platform, electronic transmission, or digital storage system can guarantee absolute security.

We encourage visitors to exercise caution when sharing personal information online and to contact us if they have concerns regarding the security of information provided to Women Wealth Academy 55.

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Data Retention

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, retains personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by applicable law.

The length of time we retain personal information depends on the type of information, the purpose for which it was collected, and any applicable legal, regulatory, or operational requirements.

Email Subscriber Information

We may retain your name, email address, subscription preferences, and related subscription records for as long as you remain subscribed to our email communications.

If you unsubscribe, we will stop sending you marketing communications in accordance with applicable law.

We may retain limited information, such as your email address and unsubscribe status, where necessary to maintain a suppression list, document compliance, or prevent unwanted future communications.

Contact Form Submissions

Information submitted through our website contact forms may be retained for as long as reasonably necessary to respond to your inquiry, provide requested assistance, maintain appropriate business records, or address related follow-up matters.

Submitting a general inquiry does not automatically authorize us to retain your information for unrelated promotional marketing purposes.

Technical and Website Information

Technical information, such as server logs, security records, and website activity data, may be retained for periods appropriate to website functionality, maintenance, security, and applicable legal requirements.

Retention periods may depend on the practices and configurations of our hosting provider and other authorized technical service providers.

Records Relating to Business Activities

Where we receive information relating to purchases, referrals, affiliate commissions, customer communications, or other business transactions, we may retain relevant records for legitimate business purposes and to comply with applicable accounting, tax, contractual, or legal obligations.

Data Deletion Requests

Depending on your location and applicable law, you may have the right to request the deletion of certain personal information.

We will review such requests and delete or otherwise address the relevant information where required by applicable law.

Certain information may need to be retained when necessary to comply with legal obligations, maintain appropriate records, resolve disputes, protect our legal rights, or honor unsubscribe preferences.

Third-Party Retention Practices

Some personal information may be processed or stored by third-party service providers, including our website hosting and email marketing platforms.

Their retention practices may depend on the services provided, applicable contractual arrangements, system configurations, and legal requirements.

We will take appropriate steps regarding information processed on our behalf when responding to valid privacy requests.

Changes to Retention Practices

We may review and update our data retention practices as our business operations, services, or legal obligations change.

Where appropriate, material changes will be reflected in this Privacy Policy.

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Your Privacy Choices and Rights

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, respects your privacy and recognizes that you may have certain rights regarding your personal information.

The rights available to you depend on your place of residence, the nature of the personal information we process, and the privacy laws applicable to our business.

Access to Your Personal Information

Depending on applicable law, you may have the right to request confirmation of whether we process your personal information and obtain access to certain information we hold about you.

Correction of Personal Information

You may have the right to request that we correct inaccurate personal information or update incomplete information, subject to applicable legal requirements.

Deletion of Personal Information

You may have the right to request the deletion of personal information that we maintain about you.

Certain information may be retained where permitted or required by law, including for legal compliance, recordkeeping, security, or maintaining unsubscribe preferences.

Withdrawal of Consent

Where we rely on your consent to process personal information, you may withdraw that consent at any time.

Withdrawing consent does not necessarily affect processing that occurred lawfully before the withdrawal.

Marketing Communications and Unsubscribing

You may opt out of our promotional email communications at any time by using the unsubscribe link provided in our marketing emails.

You may also contact us using the method identified in the Contact Us section of this Privacy Policy.

Additional Privacy Rights

Depending on applicable law, you may have additional rights, including the right to:

• Object to certain processing activities.
• Request restrictions on certain uses of your personal information.
• Receive certain personal information in a portable format.
• Opt out of certain forms of targeted advertising, sale, or sharing of personal information, where those concepts apply under relevant privacy laws.
• Appeal certain decisions concerning privacy rights requests, where applicable.
• Lodge a complaint with an appropriate privacy or data protection authority.

These rights are not necessarily available in every jurisdiction or under every circumstance.

How to Exercise Your Rights

To submit a privacy-related request, please contact Grace Digital Catalyst, LLC through the privacy contact method provided in the Contact Us section of this Privacy Policy.

Please describe your request and provide sufficient information for us to identify the records involved.

We may request additional information when reasonably necessary to verify your identity and protect personal information from unauthorized access or disclosure.

We will review and respond to requests within the timeframes required by applicable law.

Non-Discrimination

Where required by applicable privacy laws, we will not unlawfully discriminate against individuals for exercising their privacy rights.

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International Data Processing

Women Wealth Academy 55 is operated by Grace Digital Catalyst, LLC, a limited liability company registered in Wyoming, United States.

Our website and digital services are primarily intended for audiences in the United States and Canada. However, we work with third-party service providers that may operate, store information, or process personal data in different countries.

International Service Providers

We use external platforms and technology providers to support our website, manage email communications, provide digital storefront functionality, and maintain our business operations.

These providers may process personal information in countries other than the country in which you reside.

The locations and conditions of processing depend on the infrastructure, services, subcontractors, and contractual arrangements of each provider.

Cross-Border Data Transfers

When you submit personal information through our website, subscribe to our communications, or interact with our digital services, your information may be transferred to or processed in another country.

Different countries may have different privacy and data protection laws, and these laws may provide different levels of protection for personal information.

Data Protection Safeguards

Where applicable privacy laws require specific protections for international transfers of personal information, we will assess and implement appropriate safeguards.

Depending on the circumstances and applicable legal requirements, these safeguards may include contractual protections, recognized data transfer mechanisms, or other legally permitted measures.

Third-Party Processing Locations

Our service providers may use data centers, infrastructure providers, or subcontractors located in different jurisdictions.

We will review relevant provider information and contractual arrangements to understand how personal information is processed and protected.

Your Privacy Rights

Your rights regarding personal information may depend on your location and the laws applicable to the relevant processing activities.

For information about your privacy choices or to submit a request concerning your personal information, please refer to Section 10 — Your Privacy Choices and Rights and Section 14 — Contact Us.

Updates to International Processing Practices

As Women Wealth Academy 55 grows, we may introduce additional technologies, service providers, or business operations that involve international data processing.

We will review and update this Privacy Policy when changes materially affect our international processing practices or when required by applicable law.

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Children's Privacy

Women Wealth Academy 55 is an educational and digital business platform intended for adults aged 18 and older.

Our website, content, email communications, digital resources, and promotional offers are not directed toward children.

Collection of Children's Personal Information

We do not knowingly solicit or collect personal information from children under the age of 13.

We also do not intentionally offer subscriptions, educational programs, or commercial services to individuals under the age of 18.

Information Submitted by Minors

If we become aware that personal information has been collected from a child in circumstances where parental consent or deletion is required by applicable law, we will take appropriate steps to address the situation, including deleting the information where required.

Parents and Legal Guardians

If you are a parent or legal guardian and believe that a minor has provided personal information to Women Wealth Academy 55, please contact us using the method described in Section 14 — Contact Us.

We will review the information provided and take appropriate action in accordance with applicable privacy laws.

Age-Related Restrictions

Certain digital products, educational programs, or services promoted through our website may have additional age or eligibility requirements established by their respective providers.

Visitors are responsible for reviewing the applicable terms and eligibility conditions before registering for or purchasing third-party products and services.

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Changes to This Privacy Policy

Women Wealth Academy 55, operated by Grace Digital Catalyst, LLC, may update this Privacy Policy from time to time to reflect changes in our business operations, website functionality, digital services, technology providers, information practices, or applicable legal requirements.

Updates to Our Privacy Practices

As our business develops, we may introduce new services, modify existing features, change technology providers, or adjust how personal information is collected, used, stored, or disclosed.

When such changes affect our privacy practices, we will review this Privacy Policy and update it as appropriate.

Notification of Material Changes

When we make material changes to this Privacy Policy, we will provide additional notice where required by applicable law.

Depending on the nature of the changes and applicable requirements, notice may be provided through our website, email communications, or other appropriate methods.

Where required, we will obtain consent before implementing changes to processing activities.

Last Updated Date

The date displayed at the top of this Privacy Policy indicates when the document was most recently updated.

We encourage visitors and subscribers to review this Privacy Policy periodically to stay informed about how their personal information is handled.

Previous Versions

Where required by applicable law, we will make relevant information about previous versions or material changes available.

Continued Use of Our Website

Your continued use of our website after an update does not replace any consent or other legal basis required for the processing of personal information under applicable law.

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Contact Us

If you have questions about this Privacy Policy, how your personal information is handled, or wish to exercise privacy rights available to you under applicable law, please contact us using the information below.

Business Name: Grace Digital Catalyst, LLC

Operating Brand: Women Wealth Academy 55

State of Registration: Wyoming, United States

Website: https://womenwealthacademy55.com

Privacy Inquiries: https://womenwealthacademy55.com/contact/

We will review privacy-related inquiries and requests and respond in accordance with applicable legal requirements.